For homebuyers
Buying your first home, moving up, or finally making the move to the coast? We'll get you pre-approved, explain every option in plain English, and stay with you until the keys are in your hand.
Get pre-approvedFather & son mortgage team · Northwest Florida
Two loan officers.
One phone call.
We're Kaleb and Chris Campbell, a father-and-son team with roots in banking. As wholesale brokers with HomeFi Corp, we can shop your loan across a wide network of lenders, so you get options built around your goals and two experienced people working your file from application to closing.
Kaleb: FL, AL & TN · Chris: FL
VA loan specialists
Wholesale lender access
Who we are
A family business, built on a banking foundation.
We both started our careers in banking, where we learned how lending decisions really get made and what it takes to move a file cleanly from application to closing. Today we work side by side as father and son, and we bring that same discipline to every client we serve.
We're ambitious, we're local, and we answer our phones. Whether you're a homebuyer getting ready to make an offer or a real estate agent who needs a lender you can count on, you get both of us in your corner.
What working with us looks like
01
Two loan officers, one file
Two experienced professionals looking after your loan from first call to closing.
02
More options through wholesale
We're not limited to one bank's menu. We find the program that fits you.
03
Direct lines, real answers
You get our cell phones, not a call center, and clear updates along the way.
Who we help
Ready to work for you, whichever side of the table you're on.
For real estate agents
Your buyers get quick, solid pre-approvals and a lender who stays in touch with everyone on the deal. You get two loan officers who pick up the phone, keep you informed, and work hard to keep your closings on schedule.
Let's partner up: (850) 533-0879Loan options
More options. More solutions. Your goals.
As wholesale brokers, we can compare programs across many lenders, so we can offer options for a wide range of buyers and situations.
Our specialty
VA loans
For veterans, active-duty service members and eligible surviving spouses, with benefits designed to make owning a home more attainable.
Government
FHA loans
Flexible credit guidelines and low-down-payment options, a great fit for many first-time buyers.
Purchase
Conventional loans
Low-down-payment options for primary homes, plus financing for second homes and investment properties.
High balance
Jumbo loans
Financing for homes above conforming loan limits, including waterfront and coastal properties.
Already own?
Refinancing
Explore a new rate or term, or take cash out for renovations, debt payoff or the next big plan.
Home equity
HELOC
Tap into your home's equity without touching your first mortgage.
Check your HELOC options
HELOC applications are completed through REMN Wholesale, a lending partner of HomeFi Corp. You'll be leaving this site.
Not sure which fits? That's what we're here for. Call and we'll walk through it together.
VA home loans
Serving the people who served.
Northwest Florida has a proud military community, and VA loans are a big part of what we do. Whether you're getting PCS orders to Eglin, Hurlburt Field, NAS Pensacola or Whiting Field, or using your benefit for the very first time, we know the VA process and we'll guide you through every step.
Low-down-payment options for eligible veterans and service members
No monthly mortgage insurance on VA loans
Your VA benefit can often be used more than once, even on your next home
Meet your team
The right loan. The right partner.
Based in Destin, Florida. Kaleb is licensed in Florida, Alabama and Tennessee; Chris is licensed in Florida. Loans for Alabama and Tennessee properties are originated by Kaleb.
Kaleb Campbell
Mortgage Loan Officer · NMLS #2753407
FL LO143713 · AL 2753407 · TN 2753407 · NMLS Consumer Access
Hear it from the people we've helped.
Read client reviews
Your home financing journey starts here
Give us a call today. Let's see how we can help.
Whether you have questions about buying or a client who's ready to write an offer, a quick conversation is a great place to start. No pressure, just honest answers.
Or start your application online